Slovak Insurance Expert Answers Key Questions on Life Insurance Rights and Pitfalls

Eva Stoklásová, director and expert guarantor of the Slovak Insurance Academy, a professional body promoting insurance education in Slovakia, has addressed common questions and misconceptions surrounding life insurance in a wide-ranging interview. Stoklásová explained when insurers are entitled to refuse coverage, how policyholders should correctly complete health questionnaires, and under what circumstances an insurer will pay out a claim without dispute — and when complications are likely to arise. She also addressed the practice of investment-linked life insurance, a product that was widely sold in Slovakia in past decades, explaining why such policies were often unfair to consumers. The interview covers practical guidance on choosing an experienced insurance broker and understanding the fine print of life insurance contracts. The discussion is particularly relevant for Slovak consumers navigating a market where life insurance literacy remains limited and disputes between policyholders and insurers are not uncommon.